Financing
Financing Options Available
Home comfort systems are becoming increasingly more complicated. Many homeowners install multiple home heating and cooling options. With the hot and humid summers, many people want air conditioning. There are now more options for air conditioning than 30 years ago. Not to mention the variety of hot water heaters.
We spend so much time and money on our homes; we want them to be comfortable in all the seasons. And, as we all know, the season fluctuates by the hour in New England. Purchasing a new home comfort system is a big decision and investment into your property. These big investments can come with big price tags.
While many home improvements are planned, home heating and plumbing is one of those expenses that can come up unexpectedly. Paying for unexpected home comfort products can put a strain on monthly budgets.
David Heating & Cooling offers its customers different options for financing. We have partnered with two financial institutions to provide our customers with options that best fit their financial needs.
Financing options are available to customers upon credit approval by the financial institution. Our Office Team can provide the details on the options and answer any questions you may have to decide with which provider to apply. The application process is straight forward and only takes a few minutes.
CALL NOWOur two most popular options:
- 0% APR with equal payments for 18 months with Synchrony*
- 0% APR with equal payments for 36 months with Wells Fargo**
There are occasional special promotions. Ask our team for more information.
*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase during the promotional period for purchases made on or after 1/15/2026, or until the promotional purchase is paid in full for purchases made before 1/15/2026. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to promotional purchases, except that for purchases made before 1/15/2026, the fixed monthly payment that is based on the highest balance applicable to this promotional purchase will continue to be required until the promotion is paid in full. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**The credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 3 years (36 months) apply to qualifying purchases of $6,500 or more charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF). Offer expires 12/31/2026.